DELEGO's modularity provides you with the greatest choices to meet your needs today, while providing easy expansion to meet future processing requirements.
Delego is built on the client-server model and as such has several components that can be easily integrated to meet your SAP payment processing requirements.
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DelegoSrv
DelegoSrv is the connector built specifically to interface with SAP systems. It connects directly to an application server orto gateways established in the system landscape. This flexibility means you can design your processing architecture to meet your needs by distributing the hardware and the payment card processing application. DelegoSrv is highly configurable. It can be configured to connect to multiple clients or instances simultaneously. Your development and production client can both be connected with DelegoSrv and then to the clearinghouses through DelegoMT, simultaneously permitting development and testing to continue without disrupting the production system.
DelegoMT
DelegoMT is the heart of the payment card processing system. It translates an incoming XML message to the specific format required by the bank or clearinghouse. The flexibility of the Delego design originates in DelegoMT's capability to receive an XML message from any source-DelegoSrv, webstores, and other legacy systems. DelegoMT can process credit card transactions from anything producing an XML message that meets the open XML format specified for Delego. Using various communication modes such as modems, direct connections, or the Internet using secure sockets (SSL), DelegoMT provides a choice of connection speeds and costs. Since DelegoMT is multi-threaded, multiple calls from the connectors are executed simultaneously. Highly configurable, DelegoMT can connect to one or more different clearinghouses using any number of merchant identifications over different communication infrastructures such as modems, X.25, dedicated lines, and Secure Socket Layers (SSL) for the Internet.
D-PICT
With Delego Payment Information and Control Tool you can easily manage your payments acceptance functions in SAP® software and enhance your reporting detail for better control and improvement of your Order to Cash workflow. A full-value add-on package for SAP® software, D-PICT works for you whether you use Delego onsite or as a hosted solution.
Highlights of the D-PICT functionality are:
- All user functions are joined together in a central screen with menu hierarchy
- Overview and alert monitor for authorizations and settlements
- Cancellation / void authorization included in maintenance of SAP SD-order if transaction processor permits
- Processing of refunds based on the original invoice via payment card
- Additional useful reports for managing payments
- Simple switch on/off customizing for user functions and features per merchant id
- Highly flexible customizing of return codes and SAP result code
- Ability to create and process a reference id for the payment transaction if required by the processor
- Test tool to check connection to the payment processor
- Business Add-in (BAdI) for customer-specific extensions
DelegoSecure
All credit card acquirers and issuers demand a minimum level of security of all credit card transaction processors including merchants as a result of PCI-DSS. Limitations on access to credit card numbers stored in any way including electronically are part of these requirements. Delego developed the necessary Java software and ABAP user-exits to implement three-key encryption of credit card numbers stored in SD orders without the need to change standard SAP code. The encryption is done prior to saving the credit card number so only an encrypted version of the credit card number is stored in the SAP tables. Decryption is done just prior to communicating the card number to the clearinghouse. DelegoSecure provides the most secure process in this area of any vendor, most especially from an in-house perspective of information exposure. This type of security breach can often occur in-house or at least by someone with access to your systems. We believe in your protection there as well.
As a fully PABP compliant application, Delego meets and exceeds all the requirements set forth by the PCI-SSC and gives you flexibility in ways other vendors don’t. With Delego, the annual required rotation of encryption keys is easier to undertake and since cards are not exposed in a decrypted fashion, it is more secure. Delego also can track the key used for a particular encryption, thereby allowing you to rotate the keys on all of your stored cards without losing any production time.
In the past year, in an effort to keep their SAP systems out of scope for a PCI-DSS compliance audit, some merchants are turning to the use of “token” replacement numbers for encrypted card numbers. With no algorithmic connection to the card number, the token can be used and stored in SAP systems while meeting the requirement of not having card numbers in the SAP system in any form. While other solutions provide a tokenization method, Delego again offers more choices in this area to fit your particular requirement. Speak with us to find out about all the security choices we have available for you to make your PCI-DSS compliance easier.
DelegoCard Entry
With the advent of the token replacement methodology, the security community has further pushed the envelope as to whether you ever enter a card number in an SAP system even if it will be stored as a token replacement of the card number. While the requirements of PCI-DSS do not specifically address this matter, Delego has met and exceeded the needs of such entry outside of the SAP system. DelegoCard Entry allows the user to process a credit card based order in the SAP application without ever entering the card number in an SAP screen directly. With the click of a button, the user can enter the information and have the token replacement automatically placed in the appropriate location in the SAP system. Other solutions use a ‘cut and paste’ routine to do this, but that can easily result in the wrong token being pasted into the SAP system for a particular order. Again, Delego’s design for usability comes out on top by preventing such errors for you.
DelegoAR
DelegoAR allows a user to process credit card functions from a list of open items for a specified account in the A/R module of the SAP system. Patterned after standard SAP transactions that accept cash or check payments on account, DelegoAR allows these open items to be paid with a credit card, electronic check and other payment methods. This functionality is not part of the standard SAP system so to give you more choices, we developed DelegoAR using web services providing extensive flexibility, including the processing of level III transactions as well as the multiple payment methods available. DelegoAR does not affect any standard SAP core code and so future upgrades and hot packages are protected with DelegoAR which is not necessarily the case with other solutions. Depending on your needs, DelegoAR can be used to simply accept credit card payments on particular open items in a customer's receivable account, or payments can be automatically triggered on a periodic, scheduled basis through certain defined criteria that you establish via a rules engine. DelegoAR can also be front-ended via a web server with proper security and authentication to allow your customers to securely process A/R payments of their choice in a live, online setting without need of your intervention. This is done without your customers being logged into the SAP system directly, but having the ability to interact on a real-time basis.
DelegoWeb Services
DelegoWeb Services is both SOAP and REST compliant. DelegoWeb Services allows for the seamless integration of payment processing, payment security, and SAP order processing. DelegoAR can also be integrated seamlessly into your website using DelegoWeb Services. Once again, Delego offers more choices for you the merchant for ease of integration and customization for your payment requirements.
DelegoEChq
Many of your customers pay with paper checks that must be manually processed and physically deposited for funds receipt into your account. As a business, accepting paper checks from your customer is a painful, costly necessity. DelegoEChq offers a better, more cost effective way to accept checks from your customers. As electronic payments are becoming more of the norm in business funds processing, DelegoEChq allows you to add the functionality for handling electronic checks with side-by-side compatibility of your credit card processing. Patterned after standard SAP transactions that accept credit card payments, the process is simple, quick, and automated. Echecks use standard order processing and can be handled anywhere credit cards are used in the SAP systems. Simply provide the bank routing and account number information plus an optional check number. In this way the Delego implementation of electronic checks makes training of users easy and fast. For long-standing customers, the bank information can be stored in the customer master tables for quick and ready access during order processing. Electronic banking information is sensitive. By using DelegoSecure, these numbers are encrypted directly into the SAP tables associated with order processing and with customer master tables. Depending on your needs, with DelegoAR you can also accept electronic checks for particular open items in a customer's receivable account.
